The ABLE project will create a platform to enable cryptocurrency-based banking activities centered on ABLE accounts, mainly because banking activities are mainly conducted through bank accounts. Users propose deposit and loan interest rates through the matching system, and the loan-deposit spread is eliminated by directly connecting users on a peer-to-peer basis. The ABLE project supports decentralized exchanges and provides decentralized cryptocurrency wealth management services through smart contracts. Ultimately, the project aims to grow into an ABLE ecosystem through integration with external systems, including simple payments.