BANCA is a decentralized and intelligent community investment bank based on artificial intelligence and big data. It aims to solve the internal contradictions of traditional investment banks and will become the development direction of new business models of investment banks in the future.

Technical Highlights

The BANCA ecological chain system will use artificial intelligence and smart contracts to realize automated management. Based on the non-tamperable feature of the blockchain, and the automatic execution of smart contracts when conditions are triggered, the credibility of smart contracts is greatly guaranteed, and the cost of execution and compliance is reduced.

In this business model, everyone can participate, play the role they are good at, and decentralize the democratic policy, equal opportunities, fair competition, every project can get the opportunity to be exposed, accept the review of the market, and ordinary investment Contributors can participate in investment opportunities that only a few people could participate in in the past. Contributors directly get the rewards they deserve, and the blockchain directly gets the rewards they deserve. Blockchain technology ensures that data, rights and transactions are truly recorded, open and transparent. Tampering, the business model is relatively clear.

Application scenario

BANCA's decentralized community investment bank will basically cover all the businesses of traditional investment banks, including four aspects: primary market, secondary market, OTC digital financial services and basic services. The primary market community includes project listing, bond issuance, mergers and acquisitions, and digital asset securitization. The secondary market community includes digital asset investment research, rating and digital asset management. The OTC digital financial service area includes financial derivatives, liquidity management, risk management, and digital asset custody. The basic service area includes legal, accounting/auditing and other related service providers.

Primary market application scenario: Members recommend projects that are adopted to receive BANCA rewards; the project is successfully listed, and the project party pays the listing service provider BANCA. Members (underwriting channels) charge BANCA as a project token sale fee.

Application scenario in the secondary market: digital fund managers pay the research report provider BANCA to obtain investment research reports; data collectors sell market data to obtain BANCA; members (robo-advisory teams) charge BANCA as a digital currency asset allocation service fee; Members (token traders) pay BANCA to members (transaction system providers) to rent the transaction system.

OTC digital financial service scenario: Members (digital asset custody institutions) provide asset custody services and charge BANCA as a custody fee; members (risk control expert team) provide risk management solutions for digital asset projects to obtain BANCA; members (OTC derivatives Traders) charge BANCA as a transaction fee.

Basic service application scenarios: members (investors) pay members (law firms) BANCA to obtain legal consulting services; members (project parties) pay members (accounting firms) to obtain financial audit services; members (fund managers, custodians) , OTC operators, etc.) pay BANCA to self-regulatory associations as membership fees.