The Credmark data platform enables developers to use provable and high-integrity data to build risk-adjusted financial models, and then develop and test their models on the platform and make them available to the public. The so-called decentralization connects three types of users to create a self-sustaining ecosystem. The composition of the system consists of (1) model contributors to build predictive models and statistical models; (2) token holders to be responsible for the rules of the platform; (3) general retail investors to generate transaction fees through trading.