Defi For You is located in the UK and is the first platform to develop a peer-to-peer lending business. Users can submit or receive loans by using cryptocurrency or NFT as collateral. Users can also offer or borrow crypto loans, and the terms will be stored in irrefutable smart contracts. Instead of sitting and waiting for digital currencies or NFTs to appreciate in value, people can use them as collateral to obtain loans and then sell them at a higher price. This is a tried and tested method that can be used to increase the value of assets, rather than just waiting for them to slowly appreciate in value.